Pet insurance - helps us help you
Pet Insurance is a growing industry in Australia, with an ongoing discussion as to whether it's cheaper just to pay the vet bills. But with the average costs of owning a dog ($1000 per year) or cat ($600) being fairly hefty, the $350 or so forked out on pet insurance per year may be worthwhile - especially if something goes wrong.
Here at Belconnen Animal Hospital we highly recommend pet insurance to all our new puppy and kitten owners. Unfortunately, Medicare doesn't cover our 'fur-children' and the costs can really add up when sickness or injury hits - especially when the costs of diagnosis alone can make up a large proportion of the bill. By insuring the health of your pet whilst it's young, you will often get a fixed premium for the life of your pet with few or no exceptions in terms of illnesses covered. Pet insurance gives both our vets and you as owners peace of mind, with the option to pursue the very best in diagnostic and medical treatment should the need arise.
There are a number of pet insurance companies nowadays and your best bet is comparing the policies and costs of at least a few companies online. Specific details to check include:
Note that some pet insurerance plans also cover routine procedures such as vaccinations, worming and flea treatment.
Here at Belconnen Animal Hospital we highly recommend pet insurance to all our new puppy and kitten owners. Unfortunately, Medicare doesn't cover our 'fur-children' and the costs can really add up when sickness or injury hits - especially when the costs of diagnosis alone can make up a large proportion of the bill. By insuring the health of your pet whilst it's young, you will often get a fixed premium for the life of your pet with few or no exceptions in terms of illnesses covered. Pet insurance gives both our vets and you as owners peace of mind, with the option to pursue the very best in diagnostic and medical treatment should the need arise.
There are a number of pet insurance companies nowadays and your best bet is comparing the policies and costs of at least a few companies online. Specific details to check include:
- Are any common breed-related problems exempt from cover? You can talk to our vets about illnesses common to certain breeds if you're unsure.
- Does the insurer offer life-long coverage for a fixed premium or will it increase with age?
- Are routine procedures covered? Are you happy with the level of cover offered for the money?
- Is there an annual limit on the policy?
- Are both accidents and illness covered by your policy?
Note that some pet insurerance plans also cover routine procedures such as vaccinations, worming and flea treatment.